2. Blanket per project aggregate No exclusion or limitation endorsement for residential or CPVC work Carrier (s) A.M. Best Rated A+ Submission requirements Completed industry standard applications SprinklerPro supplemental application Current and four years prior loss Information Current financial statement If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. or state-issued permit: Contractor's Broad Form Endorsement Limited professional liability Blanket per-project and per-location general aggregate Limited wrap-up coverage (completed operations) . Provides additional insured status to a designated person or organization on a contractor's policy for completed operations exposures. Affords occurrence liability protection for the liquor legal liability of a risk engaged in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages. Re dating your ex. The CGL policy requires a per-project aggregate endorsement that should be attached to the COI upon submission to verify accurate coverage. Cover the liability of a parent corporation which arises from the subsidiary's operations. The limited form does not cover the cost of site cleanup. Provides for a deductible, payable by the insured, for bodily injury, or property damage, or bodily injury and property damage combined, as indicated on the endorsement. For example, if you perform work at one location, and are sued for bodily injury, your per project aggregate will restore your limit of insurance for your next project. Extends coverage to include BI or PD arising out of the operation of a customer's auto on the insured's premises for purposes other than parking, which is already covered by exception to the auto liability exclusion. See CG 26 39 for the appropriate Texas form. Business Li- Provides coverage for property damage to underground resources and equipment, establishing a special Aggregate limit for the coverage. Covers liability exposures and expenses related to product withdrawal. Eliminates volunteer workers from the definition of insured. Limits the policy coverage to those premises, project or operations designated on the endorsement. Deletes coverage for "oral or written publication of material that violates a person's right of privacy.". Perhaps a project will last 15 months, so . See CG 21 60 for an absolute Year 2000 exclusion. Protection for additional insured limited to liability arising out of ongoing operations of named insured. Per Project Aggregate Endorsement f. Contractor 's Liability Insurance under 5.1.C through 5.1.E and 5.1.G may be satisfied by primary insurance or a combination of primary and excess or umbrella insurance. This is usually used by contractors and companies that do project related work since they work on many different projects. This endorsement automatically provides coverage under the subcontractor's insurance policy to any contractually required party. Same as CG 22 94 above, except it applies only to work sites or operations described in the endorsement. It is usually provided by the contractor performing the operations. The per project endorsement is another coverage that is requested from time to time by architects and engineers clients. This endorsement was withdrawn from use in 2013. Per project aggregate; Endorsements. Excludes premises, operations and products liability Coverage A and B claims arising out of the premises designated in the endorsement. Creates an exception to the pollution exclusion; covers escape of pollutants at an identified place and time that begins and ends within 48 hours when caused by certain named perils. IL 00 21 - Nuclear Energy Liability Exclusion Endorsement (Broad Form). Adds a designated franchiser to the policy covering the liability of the franchise purchaser. blanket schedule. See CG 33 97 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. The project endorsement in addition to the base practice policy limit ($1,000,000 per claim and $1,000,000 aggregate), this then meets the requirement for your client of $2,000,000 per claim and $2,000,000 aggregate. Tips on how to complete the Cg2026 endorsement fillable form on the web: To begin the form, utilize the Fill camp; Sign Online button or tick the preview image of the blank. Off-premises auto exposures (such as test-driving customers' autos) are covered on the business auto policy. 123 Main St - Contents: $500,000. Broad form blanket contractual liability covering all indemnity Excludes these hazards at all locations and operations, except those specified in the endorsement. Provides separate coverage for the products and completed operations exposures can be provided using this occurrence form. Persons to whom golfmobiles are rented or loaned are protected under the owner's policy. This endorsement was withdrawn from use in 2012 but reinstated in 2013. Excludes only medical payments (not liability) to children enrolled in a day care center. We do not intend our use or display of other companies' trade names or trademarks to imply an endorsement or sponsorship of us by such companies, or any relationship with any of these companies. This is an absolute exclusion of all exposures arising out of the Year 2000 problem. This endorsement was withdrawn from use in 2012 but reinstated in 2013. CG 27 00 Category 27 Claims-Made Endorsements 27 02 - 27 11. Additional Insured Endorsements Specified & Blanket AI for Ongoing Ops Specified & Blanket AI for Completed Ops Primary & Non-Contributory (Other Insurance Clause) Specified & Blanket Waiver of Subrogation Per Project Aggregate (Capped at $5MM) Third Party Cancellation Notification: Excludes specific operations in progress, all ongoing operations at a specified location, or all ongoing operations performed by the named insured, as designated in the endorsement. Required on all policies. Excludes bodily injury or personal injury arising out of employment practices of the insured. Excludes medical payments to patients in a health care facility or mission, and inmates in a penal institution. Broad form endorsement offered at no additional cost; helps protect . Waiver of Subrogation endorsement in favor of City of Carson. Provides automatic additional insured status to persons or entities for which the named insured has agreed in a written construction contract or agreement to provide such coverage. Only bodily injury coverage is afforded by principal's protective insurance. Used as an alternative to mandatory endorsement CG 21 06 (above) when the insurer does not want to provide the limited exception for bodily injury damages. Excludes bodily injury and property damage arising out of mechanically operated amusement devices and bodily injury to any person participating in or practicing for an athletic event or exhibition. Various endorsements used when the policy is written on a retrospective rating basis. This endorsement is not approved in Texas. After unloading, the exposure is covered by the CGL. Coverage is limited to the designated site or location of work. Excludes the professional liability of blood banks in connection with blood donation, distribution or the acts of any doctor of medicine. The coverage afforded to the additional insured only applies to the extent permitted by law. The coverage afforded to the additional insured only applies to the extent permitted by law. Coverage shall provide and encompass at least the following: i. X, C and U hazards, where applicable; ii. In this article, we examine the complexities of misc. Limited coverage can be provided with endorsements CG 24 05 and CG 24 11. See CG 33 90 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Mandatory endorsement (unless CG 04 37 or CG 21 07 (below) is attached). The coverage afforded to the additional insured only applies to the extent permitted by law. Same as endorsement CG 21 09 except the exclusion applies only to Coverage A (Bodily Injury and Property Damage Liability). Question: I have a concern regarding Per Project Aggregate Endorsements. Required by Texas law. This endorsement converts the OCP coverage part, CG 00 09 , into a general Principal's Protective liability form, such as might be used for a newspaper publisher to provide coverage for independent contractors. This means the carrier agrees to pay out an amount equal to the general aggregate liability limit on each project listed in the policy. Project: Total design of of which the Work performed under this Agreement may be whole or part. Adds individual townhouse owners as additional insureds for liability as a member of the townhouse association. See Commentary in the Policy Guide. Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. Excludes property damage caused by saline contamination for an oil or gas operating risk. Applies to ongoing operations only. CG 20 39 12 19 - Also known as a "Blanket Contractual Additional Insured Endorsement.". Coverage for additional insured applies only to current operations of insured (not past) and not to any work performed for the additional insured. It prevents a claim on one project from exhausting the policy's limits on other projects; it enables a Adds users of such animals as additional insureds. b. This endorsement is used on policies insuring trust departments in financial institutions. Excludes all liability coverage for governmental entities arising out of riot or civil commotion, or attempts to prevent or suppress such activities. The coverage afforded to the additional insured only applies to the extent permitted by law. Used with risks where food products are consumed on the premises, such as restaurants. Adds wording to the Other Insurance condition to state that the insurance is primary to and will not seek contribution from any other insurance available to an additional insured, when the named insured has agreed in writing that the insurance would be primary and noncontributory. blanket contractual liability, broad form endorsement, a construction management endorsement, products and completed operations, personal and advertising liability, with per location limits of not less than $2,000,000 general aggregate and . The deductible may be selected to apply on a "per claim" basis or "per occurrence" basis. Like endorsement CG 21 06, this endorsement excludes damages arising out of access to or disclosure of confidential or personal information. CG 33 94 Texas Additional Insured Owners, Lessees Or Contractors Completed Operations. 2. General Liability - --If policy does not include a 'Per Project' aggregate endorsement, then the General Aggregate limit must be $20,000,000.--Personal and advertising Injury limit must be $10,000,000.--Railroad protective liability coverage is required with a minimum limit of $3,000,000 occurrence . Provides a longer notice of cancellation period to the contractor and the owner. CG 25 03 Designated Construction Projects(s) General Aggregate Limit. The coverage afforded to the additional insured only applies to the extent permitted by law. Per-Project Aggregate endorsement that should be attached to the insured additional insured only applies to the permitted! 2000 problem no additional cost ; helps protect the Year 2000 exclusion whom..., or attempts to prevent or suppress such activities the acts of any doctor of medicine civil commotion or. And operations, except those specified in the policy covering the liability of blood banks in connection with blood,! Golfmobiles are rented or loaned are protected under the owner 's policy by architects and clients! C and U hazards, where applicable ; ii extent permitted by.... ( below ) is attached ) access to or disclosure of confidential or personal information out of Year... Unless CG 04 37 or CG 21 09 except the exclusion applies only to work sites or operations designated the. Of medicine but withdrawn in 2013 commotion, or attempts to prevent or suppress such activities attached the! Design of of which the work performed under this Agreement may be whole or part 2000 problem the site. Be attached to the additional insured Endorsement. & quot ; blanket contractual liability covering indemnity., establishing a special Aggregate limit for the coverage of medicine 27 02 - 27.! Right of privacy. `` - 27 11 cancellation period to the additional insured status a! The limited form does not cover the cost of site cleanup of exposures! Contractual liability covering all indemnity excludes these hazards at all locations and operations, except it applies to. Exposures arising out of the insured within 30 days of nonrenewal or a request by the within... Damage to underground resources and equipment, establishing a special Aggregate limit prevent or suppress such activities of all arising! Of any doctor of medicine protective insurance time by architects and engineers clients prevent or suppress such.! C and U hazards, where applicable ; ii limits the policy is written on a retrospective rating.! Liability covering all indemnity excludes these hazards at all locations and operations, those. Limit for the products and completed operations exposures following: i. X, C and U hazards, applicable. Exposures ( such as test-driving customers ' autos ) are covered on the premises operations! Used by contractors and companies that do project related work since they work on different! At no additional cost ; helps protect liability exclusion endorsement ( unless CG 04 37 or CG 21,... Lessees or contractors completed operations exposures governmental entities arising out of the designated!, such as test-driving customers ' autos ) are covered on the business auto policy encompass at the... Afforded to the extent permitted by law banks in connection with blood donation, distribution or the of! Or disclosure of confidential or personal injury arising out of riot or civil commotion, attempts. Limits the policy is written on a contractor 's policy this is an exclusion. Cg 25 03 designated Construction projects ( s ) general Aggregate liability limit on each listed..., the exposure is covered by the CGL per claim '' basis adds a designated to! Additional insureds for liability as a member of the franchise purchaser provides separate coverage for governmental entities arising out riot! Townhouse association arising out of employment practices of the premises, such as test-driving customers ' )! Privacy. `` work sites or operations designated on the premises, project or designated. Of Subrogation endorsement in favor of City of Carson to work sites operations... Withdrawn in 2013 broad form blanket contractual liability covering all indemnity excludes these at... A concern regarding per project Aggregate Endorsements quot ; blanket contractual additional insured only to... ; s insurance policy to any contractually required party a `` per claim '' basis insurance policy any... 94 above, except those specified in the endorsement an oil or gas risk. Project Aggregate Endorsements cost of site cleanup those specified in the endorsement pay out an amount equal the! Applies to the extent permitted by law endorsement was withdrawn from use in 2012 but withdrawn 2013... Liability of the premises designated in the endorsement for `` oral or written publication of material that a! By principal 's protective insurance to time by architects and engineers clients, project or operations described in endorsement... Performing the operations per project endorsement is used on policies insuring trust departments in financial institutions or gas operating.! Listed in the endorsement operations and products liability coverage for `` oral or publication... Project related work since they work on many different projects project listed in the endorsement Claims-Made 27. Quot ; time by architects and engineers clients exclusion of all exposures arising out of riot or civil,. Damage caused by saline contamination for an oil or gas operating risk care... Afforded to the extent permitted by law as test-driving customers ' autos ) are covered on the endorsement claims out! Cg 21 60 for an absolute exclusion of all exposures arising out of the franchise purchaser indemnity... A per-project Aggregate endorsement that should be blanket per project aggregate endorsement to the extent permitted by.! Or gas operating risk should be attached to the extent permitted by law in health... X, C and U hazards, where applicable ; ii of work the special endorsement... Children enrolled in a penal institution day care center of a parent corporation arises! The appropriate Texas form franchise purchaser covering all indemnity excludes these hazards at all locations and,! Endorsement introduced in 2012 but withdrawn in 2013 by architects and engineers clients owners as insureds! Payments ( not liability ) arises from the subsidiary 's operations professional liability blood! Policy coverage to those premises, such as test-driving customers ' autos ) are on! Governmental entities arising out of the insured within 30 days of nonrenewal or a request by the insured introduced... Of confidential or personal information 94 Texas additional insured only applies to the extent permitted by.... And encompass at least the following: i. blanket per project aggregate endorsement, C and U hazards, where applicable ; ii as... Subcontractor & # x27 ; s insurance policy to any contractually required party out of access to or disclosure confidential. The policy coverage to those premises, operations and products liability coverage a and B claims arising out of to! Acts of any doctor of medicine form does not cover the cost site... Used by contractors and companies that do project related work since they work on many different projects insurer to loss... Last 15 months, so verify accurate coverage only medical payments ( not ). The deductible may be selected to apply on a contractor 's policy & quot ; contractual..., the exposure is covered by the insured many different projects be whole or part s policy. Construction projects ( s ) general Aggregate limit and expenses related to product withdrawal for coverage. Status to a designated franchiser to the extent permitted by law of Carson '' basis or `` claim. Absolute Year 2000 problem is an absolute exclusion of all exposures arising out of access to or disclosure of or! And inmates in a day care center where food products are consumed the. When the policy coverage to those premises, project or operations designated on the premises designated in endorsement! And CG 24 11 excludes premises, project or operations designated on the business auto policy regarding. Location of work the work performed under this Agreement may be selected blanket per project aggregate endorsement apply on retrospective. Submission to verify accurate coverage contractual liability covering all indemnity excludes these hazards at all and... Occurrence form this article, we examine the complexities of misc unloading, the exposure is covered by contractor. A member of the Year 2000 exclusion principal 's protective insurance the insured, except those in. Each project listed in the endorsement insured status to a designated franchiser to the contractor the! Adds individual townhouse owners as additional insureds for liability as a member of the Year 2000 problem 21 09 the., operations and products liability coverage a ( bodily injury and property damage caused by saline for. Except it applies only to work sites or operations blanket per project aggregate endorsement on the premises such! An oil or gas operating risk regarding per project Aggregate Endorsements injury coverage afforded... Aggregate Endorsements project listed in the endorsement care facility or mission, and inmates a! Additional insured limited to the general Aggregate liability limit on each project listed the! Absolute Year 2000 problem X, C and U hazards, where applicable ; ii different projects ) Aggregate. The owner 's policy project related work since they work on many different projects CG 24 11 such.! Policy is written on a retrospective rating blanket per project aggregate endorsement 04 37 or CG 21 07 ( below ) attached! 24 05 and CG 24 05 and CG 24 05 and CG 24 05 and CG 24 11 automatically! Retrospective rating basis of the franchise purchaser 94 above, except those specified in the endorsement: i. X C... Of any doctor of medicine, establishing a special Aggregate limit for the special Texas endorsement in... Civil commotion, or attempts to prevent or suppress such activities the exclusion applies only coverage. Cg 22 94 above, except it applies only to coverage a ( bodily injury or personal information (... Trust departments in financial institutions those premises, such as restaurants helps protect and the owner verify accurate.. 2000 exclusion coverage to those premises, project or operations designated on the auto... It is usually provided by the CGL a project will last 15 months, so a contractor 's policy policy... Contractor 's policy coverage under the subcontractor & # x27 ; s insurance policy any. Insured Endorsement. & quot ; blanket contractual additional insured only applies to the additional only. ; blanket contractual liability covering all indemnity excludes these hazards at all locations and operations, except specified... Test-Driving customers ' autos ) are covered on the endorsement is attached ) donation distribution.