The seasoned agents and the office manager would not answer the phone. However, it does show that the company is at least paying lip service to a code of ethics. Everyone admires and respects her for what she has accomplished in such a short period of time. With IUL, the crediting rate for your cash value is determined by a formula, instead of being at the insurance companys discretion. Transparency, collaboration and team building are strong in the area I work in. Both are multilevel marketing firm (MLM) companies. Because Premier Financial Alliance is so poorly managed, its a little easier to see the holes in their operation, but most MLMs are much more sophisticated. I have not heard about this company before. BUSINESS OWNERS I wish you had been more fair in your one-sided article. They make money by recruiting downstream associates. WFG Securities (Canada) was under investigation by the Manitoba Securities Commission in 2008, after some investors say they ended up in financial situations they did not understand regarding leveraged accounts. Based on scant information on the Premier Financial Alliance website, it appears the company makes money by charging new members a $125 non-refundable association fee. Premier Financial Alliance Employee Reviews Review this company Job Title All Location United States 61 reviews Ratings by category 4.4 Work-Life Balance 4.4 Pay & Benefits 4.3 Job Security & Advancement 4.5 Management 4.6 Culture Sort by Helpfulness Rating Date Language Showing all 61 reviews Average salaries for Premier Financial Alliance Corporate Vice President: [salary]. Other financial products from Premier Financial Alliance include term life insurance, whole life, and universal life, and annuities. The company is headquartered in Suwanee, Georgia. More importantly, I want to stress the importance of picking the right firm. Even now, at historically low yields of around 2%, the dividend still accounts for one-fifth of the market return. After reading your review, I have no doubt about this scam MLM opportunity. A California lawsuit alleging that Premier Financial Alliance is a pyramid scheme also states that commissions are earned on the sale of over-priced life insurance and that money is made by recruiting others into the scheme and selling them the same over-priced life insurance. We recommend you review our Free Agent Resource Guide here for tips on finding a quality insurance agency to join. <br><br>Digital PR specialist . I am going to stay out of this company and to inform my others friends also. I am morally obliged to share this opportunity to those who would like to attain time and financial freedom like what I am enjoying now. I have recently been a victim in a so call pyramid scheme, its amazing the way their staff are trained on phone conversation to lure you to joining and making upfront payment, that was exactly what I did and later realised they were complete scammers. BehindMLMreviewed Premier Financial Alliancein 2016. Each year, this announced rate is multiplied by your cash value and the product is added to your cash value. I doubt it. /Outlines 2 0 R Ride the journey with bliss and gratitude! First, start by doing your due diligence and find another insurance agency to work for. Based on the evidence submitted, the court ruled that the Premier Financial Alliance defendants had failed to establish the existence of an agreement to arbitrate. The portion of your premium that pays for the insurance component cannot go into your cash value account. The fundamental flaw is that there is no end benefit; the money simply travels up the chain, and only the originator (or at best a very few) wins in swindling his followers. Again, because Premier Financial is so secretive and evasive, we cannot determine how much a member earns when she makes a sale or how much her upline earns. World Financial Group (WFG) is a multi-level marketing financial and insurance services company based in Johns Creek, Georgia, a suburb of Atlanta, which sells investment, insurance, and various other financial products through a network of distributors in the United States, Canada, and Puerto Rico. Good luck and thanks for reading. The wechat (a popular social networking platform), instagram,facebook, and twitter posts made during the class period boast of luxury vehicles, grandiose trips, expensive fine dining. Premier Financial Alliance salary trends based on salaries posted anonymously by Premier Financial Alliance employees. National Life Group is a group of financial service companies that offers life insurance and annuity products for individuals, families, and businesses. If you found this article helpful or if you have experience or insight into Premier Financial Alliance, please leave a comment below. The people who recruited you most likely will guide you and train you. The employee data is based on information from people who have self-reported their past or current employments at Premier Financial Alliance. No clue. When considering any investment or so-called opportunity, it is essential that you perform proper due diligence. Assigning and protecting territories is something a legitimate direct selling company will do to protect the income of its salespeople. Premier Financial Alliance's Annual Revenue, Premier Financial Alliance Similar Companies, Insurance Center Of New England, Inc. Revenue, Gwinnett County Board of Education Revenue, Insurance Center Of New England, Inc. Second, all of this information is provided to an underwriter. New York Life, established in 1845, is the largest mutual life insurance company in the country. Because it involves talking to your friends, relatives and even searching online job boards to persuade people to join and sell insurance with you. The June 25th class-action lawsuit was filed by Plaintiffs Rui Chen and Wenjian Gozales in California. World Financial Group specializes in targeting middle-market consumers with its life insurance products and financial planning services. This allegation is significant because a telltale sign of a pyramid scheme is lack of retail sales to the public. Again, there is no information on the PFA website that answers this question. By way of only those at the top of an autoship recruitment pyramid making money, certainly the model is impossible to work for most participants. That process can take days or weeks depending on the information received.Lastly, your agent will contact you and go over the results of your underwriting and details of your policy. 2 0 obj What I saw while I was there was that they treated their customers in the same way they treated me. Those who sell these commissioned products are highly trained, but not in finance. As a whole, the salesmanship of most agents (even those above you) tends to be poor. You do not have to recruit to work a PFA. As a multilevel marketing firm, WFG highly promotes team-building and recruiting new agents. Hi Ola: 2. (What is the World Financial Group? Life producer at National Life Group, developing Financial entrepreneur Nationwide / Senior associates at Premier Financial Alliance | Learn more about Valeri Tran's work experience, education . /Resources << We will ask you to provide us with information that we then use in what is called underwriting. Like any insurance/investing hybrid product, you need to hold a IUL for the rest of your life to achieve even a low return, and you are far less likely to do this when it turns out you bought something that isnt what you thought it was. Premier Financial Alliance classic pyramid scheme lawsuit filed, David CarrollJack WuRex WuLan ZhangBill HongAJW, PFAJack WuPFARex WuLan ZhangBill Hong, Rui ChenWenjian GonzalesPFA20172018PFA, , PFA, , 25015, , PFAPFA, 528125PFA305, PFA55%, 305PFA55%, PINNACLE ACADEMY After School Learning Center, Susan Goodkin Selective College Consulting, Mingfei (Kurt) Ha | REALTOR Licensed in MD, VA, DC, Zhen Wang | Real Estate Investment Advisor, Premier Financial Alliance fraud cases consolidated, Why an Indexed Universal Life (IUL) Policy Will Fail - Quick version - Safe Money - Cash Value Life, http://blog.sina.com.cn/s/blog_708d8ef10100xznu.html, http://www.chineseinla.com/f/page_viewtopic/t_779561.html, , , , marketing director, senior marketing, , ----, WORLD FINANCIAL GROUP WFG, Word Financial Group , World Financial GroupSenior, Marketing Director , https://en.wikipedia.org/wiki/World_Financial_Group, National Association of Securities Dealers, http://xiaoshuailiu.blogspot.com/2017/09/wfg.html, The White Coat Investor: A Doctors Guide to Personal Finance and Investing, https://www.mdmag.com/physicians-money-digest/personal-finance/dahle-5-reasons-not-to-buy-iul-insurance, https://www.mitbbs.com/article_t/SanFrancisco/34629529.html, https://behindmlm.com/companies/new-premier-financial-alliance-lawsuit-claims-asian-immigrants-targeted/, https://behindmlm.com/companies/premier-financial-alliance-classic-pyramid-scheme-lawsuit-filed/, http://www.wenxuecity.com/news/2018/07/25/7469956.html, A 2004 NASD disciplinary action report summarized disciplinary actions against WGS. >> This blog has been revealing and alerting us about scanners. Today, Ill describe the differences between Premier Financial Alliance vs World Financial Group with the goal of helping you decide which direction you should go in so you can jump into the world of selling insurance. They give the new entrepreneurs access to tools, products, and services including mentorship and field training programs to help them build their business. The most incriminating evidence involves the statistic that 95% of associates at PFA average net losses after joining, which includes everyone except the main promoters and operators of the company. And most quit the business prematurely. I still work at PFA and I can make commissions only investment was time and hard work. Chen joined Premier Financial Alliance in 2017 and Gonzales in late 2017 or early 2018. /Count 1 That appears to be the case with Premier Financial Alliance, but there is no evidence on their website confirming this assumption. Here is a brief overview of the products and strategies featured through the Premier Financial Alliance services. Phone conversations are not regulated, so unless you record the conversation, you have no way of proving you were intentionally mislead. As you mentioned, they often have highly motivated professional sales people ready to talk us out of our money. The company has been around since 1991 and its highly regulated by Finra. Homethrive is an Employee Benefit Transforming the Family Caregiving Experience. I hope this article has helped you decide which organization is best for you, whether thats Premier Financial Alliance, the World Financial Group, or any other agency. I have no downline and I am still making money. PFA was a traditional brick and mortar company for a long while on the east coast before it adopted the network marketing model because it can be extremely effective when done correctly. Who knows, Premier Financial Alliance might be a good opportunity, but in my opinion its not my cup of tea; And thats going off of what I saw on their official site. voyage financial group inc. tuolumne yolo broomfield otero greeley seaford miramar dover williston parrish strock &tanner mortgage corp asj financial group, inc. marathon west palm beach jupiter port orange bibb locust grove shenandoah bonneville mchenry vermilion mooresville ashland pointe coupee new bedford cambridge exit mortgage llc elkton . The PFA lawsuit is still playing out. The insurance company is the sole determinant of what that rate will be, but it is generally considered to come from a combination of the insurance companys portfolio returns, surrender fees, and the extra money available when people live longer than actuaries project. With a multi-level marketing-style mass recruitment model, the overall quality of training in the insurance business goes down the drain. In performing due diligence on an MLM company, DSA is a good place to start. If this sounds like you, youve found the right article! The business opportunity is focused on recruiting people, and have them purchase 100 points in volumes. It targets the senior market, typically people age 60 and older who are near retirement. People Helping People was established in 2009 in Northridge, California. To this date, I am grateful to God for my friend and neighbor who introduced me to the opportunity. Not to mention the lawsuit that clearly describes Premier Financial as a pyramid scheme. Your article is a FARCE, Gary, Shame on you. They simply dont want to deal with the same headaches you get with a typical employer. According to the Direct Selling Associates Code of Ethics, the information on the Earning Disclosure must be substantiated by competent and reliable evidence.. . /Kids [11 0 R 12 0 R 13 0 R 14 0 R] with complete knowledge that the Defendants have violated Department of Insurance Guidelines and the anti-pyramid laws, but aided and abetted the conduct of Nationals co-defendants. Absolutely NOT! A new class-action pyramid lawsuit was filed against Premier Financial Alliance earlier this year. The odds are you will lose. Too often people become so mesmerized by the dream an MLM is selling that they will not listen to friends or family who try to warn them. 3 0 obj Too many new insurance agents fail within their first year that its imperative we get these things right the first time (as best we can). He was also able to make a great deal of additional money on spread commissions from his downline. According to the report, WGS "submitted a Letter of Acceptance, Waiver, and Consent in which the firm was censured and fined $15,000. I was paid commission on my first sale which more than paid for my outlay. She has a commanding knowledge on Life Insurance and Retirement Strategies. Both are multilevel marketing firm (MLM) companies. In addition to covering that, today were also revisiting the original 2018 Premier Financial Alliance pyramid lawsuit. Although prospective associates are told they will be able to maintain their own insurance business, the policy bought and sold through the pyramid is significantly overpriced. This fee is non-refundable. endobj The price of the product is so high compared to comparative market prices that it is impossible to legitimately sell these products retail, except to friends and families. /Contents 16 0 R And then, because you have a life insurance license you are required to have Errors and Omissions insurance to the tune of 40.00 a month. Wang and Zong, both New Jersey residents, claim Premier Financial Alliance is a pyramid scheme they were lured into. In December 2006, WGS and one of its brokers were fined $150,000 by Missouri's commissioner of securities for selling unsuitable products to elderly people. /ArtBox [0 0 612 792] The Premier Financial Alliances Mentorship Program provides its associates with programs that are dedicated to help them build their business. Premier Financial Alliance affiliates receive a commission when they recruit a new affiliate. However, corporate America can also be seen as a pyramid scheme as stockholders & executives also make lots of money for that matter. If you do, the first step is to give them $125 you will never get back. Thanks for sharing this informative review with us. Just take a look at the commission advancement process. prices are so low? Your article and one-sided. /Font << Anybody can write anything on social media to tarnish anybody or any organization especially if they are disgruntled. So if an index mutual fund goes up 10% (including a 2% dividend), an IUL may only credit you 8%. It's working beautifully for me! So there. By David Duford - January 03, 2023 - 5 Mins Read. /Type /Pages And the GULLIBLES who are broke and negative would simply buy your opinion. The two Californian cases Premier Financial Alliance is currently defending are: a 2018 suit filed by Rui Chen and Wenjian Gonzales, alleging pyramid scheme fraud; and a 2019 suit filed by Youxiang Eileen Wang and Biyun Zong, alleging Premier Financial Alliance targeted Asian immigrants for fraud. This is a permanent life insurance product that combines pure insurance protection with cash value accumulation. /Parent 8 0 R She is", "Libby is born and raised on Oahu has 18 years of experience as a realtor and broker. PFA doesnt sell a product. 1. ". There are two sides to a story. Premier Financial Alliance insights Based on 27 survey responses What people like Supportive environment Ability to learn new things Time and location flexibility Uplifting and supportive environment with good hearted and genuine people. We are a councillor-led, cross-party organisation that celebrates and champions the contribution of councils to quality of life and opportunity in Scotland. Menu Home; Rankings. /MediaBox [0 0 612 792] Bankers Life was established in 1879 in Chicago, Illinois. That is reason enough to avoid it. If you are bitter about investing the $125 to educate yourself then quit and move on. Have the divine wisdom or discernment before hurling a stone at somebody. /Annots [] You simply dont get anywhere near the market returns due to the costs of the insurance, the additional fees, the loss of the dividends, the cap rates, and the participation rates. Premier Financial Alliance expects you to fill out a lengthy questionnaire with many personal details and either pay $125 non-refundable fee or be prepared to pay that fee BEFORE you learn anything specific about the business opportunity. Privileged to live & work across lands that have supported the oldest civilisation on earth; Darkinjung, Gadigal, Ngunnawal, Noongar, & Wurundjeri. /Parent 3 0 R What is Premier Financial Alliance? Premier Financial Alliance and all MLMs are birds of a feather. . PFAs Certified Field Training Program gives them these opportunities. Pyramid schemes are dependent on recruiting. A member can earn a respectable income with only selling the products of a legitimate direct selling company and never have to recruit. Hence, this is not a scam. endobj Eskom's ability to maintain its power stations and introduce new generation capacity has been, and continues to be, hampered by a host of regulatory obstacles. Financial education, training, and leadership programs offered by agents at Premier Financial Alliance help form partnerships with new entrepreneurs and turn them into lifelong associates in their business network. Unfortunately, as with most things in life, there are no free lunches. She is very respectable in the community she lives in, ethical and", "I highly recommend Libby! Before you can purchase life insurance, you need to qualify for it. Thats all the reason you need to avoid PFA. It is headquartered in Johns Creek, Georgia, and operates both in the US, Puerto Rico, and Canada. stream To become properly appointed with the new insurance carrier or agency, you simply complete contracting with the new insurance carrier. If youd like to learn more about how Ive helped insurance agents become top producers selling final expense and Medicare both over the phone and face-to-face, theres more information on my FAQ page. Yes, this is a classic MLM pyramid scheme. But, when you step into an agency building role, this is exactly what you get, which leads us straight into another big problemthe quality of training. << This is by far the best business (and more enjoyable) than any other career. Unfortunately, the internet makes it much easier for them to take our money. You'll also certainly get a sense of WFG's inherent problems by attending one of their workshops. 13 0 obj If recruiting stops, a pyramid scheme will collapse. This is the process that an insurance company uses to determine the risk of Scammers all over the world have gotten more and more creative when it comes to Are you tempted to buy from myluxurybags.ru because the An underwriter is someone who is specially trained to assess your application and determine what risk, if any, may exist. Yes, it is a scam. Be good. Any time the S&P 500 index returned more than 12%, you just get 12%. /MediaBox [0 0 612 792] You can also go to sites like these to read more about WFG and also in general about problems with permanent-life insurance such as Universal Life: 256 WORLD FINANCIAL GROUP complaints and reviews @ Pissed Consumer. Just because a company is a member of DSA does not mean its an honest company offering a legitimate business opportunity. She works hard to achieve the leadership position shes in now. National Life Group-Premier Financial Alliance can help you plan for a comfortable retirement with steady permanent life insurance and annuities in. Freedom Equity Group 7. Only few must have heard or even read about companys earning disclosure statement, this indeed is a good taletell sign that a company without one is a scam . Why Affiliate Marketing is Better than MLM. A specific example cited in the lawsuit is a representation allegedly made by PFA, by which. Your this comprehensive review will help people to become aware. Regardless of where you are in life, there is probably a lot going on. As a member of PFA, some of the statements in this article are not true. While we have made attempts to ensure that the information displayed are correct, Zippia is not responsible for any errors or omissions or for the results obtained from the use of this information. Unfortunately, neither are available for Premier Financial Alliance. For advice concerning your own situation, please consult with your appropriate . I can confidently say this company upholds the 5 core values that anyone should live by: FAITH, FAMILY, FITNESS, FINANCE and FUN! 6 Signs Your Insurance Agency Is A MLM Pyramid Scheme, 103 Former Insurance Agents Explain Why They Quit & Failed. No persons, except the promotors and operators of the Premier Financial Alliance scheme make any money. Even for a petty $125. iA Financial Group (Industrial Alliance) Montreal, Quebec, Canada 2 . National Life Group Insurance Company is a Texas company responsible for "pandering" the defendants' insurance products to those who participate in the scheme. Follow state politics, local business, crime, sports, environment and community news. Premier Financial Alliance et al 4:2021mc80087 | US District Court for the Northern District of California | Justia In Re PFA Insurance Marketing Litigation v. Premier Financial Alliance et al RSS Track this Docket Docket Report This docket was last retrieved on October 21, 2021. Bankers Life offers life insurance, long-term care, annuities, Medicare (Supplements, Advantage Plans, Part D prescription drug coverage), critical illness insurance, as well as vision and dental plans. At the end of the day , if you are curious , find out about it yourself , worst come to worst you spend $100 and you get financial education. If they stop recruiting, pyramid schemes quickly collapse. You can bet they will use this control to maximize THEIR profits at your expense. Required fields are marked *. A hearing to decide the arbitration matter was scheduled for July 19th. If not for the work of Dr. Jon Taylor, I may never have seen the light. Once I gave them my credit card, they started charging increasing monthly fees. /Names 4 0 R TC84457(0415)P The company has a varied portfolio of insurance products like term life, permanent coverage, and especially indexed universal life products, in addition to retirement, savings, and wealth-building strategies. A legitimate direct selling company earns most of its revenue through retail sales. I completed Bachelor of Nursing for 5 years but did I attain my current income right after passing the NCLEX? They dont. To look at it another way, if Premier Financial Alliance earns most of its revenue by recruiting people into the scheme, its probably a pyramid scheme. We know from the notice at the bottom of the PFA questionnaire page that a member must pay a $125 non-refundable fee. The opportunity enabled me to quit nursing after 2 years. PFA indeed have skeletons in their cupboard and if victims have read articles like your one would have taken great care to know which company is real or not. When you join PFA, you pay a $125 fee to the company. %PDF-1.7 OH! C2820332, that currently does business at 8000 Marina Blvd., Ste. should know. In the questionnaire, youre required to provide a phone number. In the end, I often fall into the trap of being cheated. Premier Financial Alliance advertises itself as a leadership-focused field training and mentorship program that offers services to budding entrepreneurs. << According to the lawsuit, Premier Financial Alliance members only sell insurance to other members, indicating that PFA may indeed be a pyramid scheme. The company also offers final expense, living benefits, and indexed universal life insurance products. Premier Financial Alliance And WLG 650 Hungerford Dr, Suite 201 Rockville, Maryland U.S.A. Taking care of your financial needs may not be top of mind. Without an Earning Disclosure Statement, it is not possible to perform due diligence. /F2 18 0 R I KNOW WHAT TYPE OF LIFE INSURANCE I WANT, HOW DO I BUY IT? Symmetry Financial Group 4. Recognition outside the area I work in for all levels of leadership. If you pursue the PFA business opportunity, you will be going in blind. Once they pay the $125 membership fee and buy the Living Life IUL policy, Premier Financial Alliance associates are pressured to recruit and sell the policy within their network of friends and family members, typically from the same immigrant group. You wont find anything specific about what Premier Financial Alliance is or what you must do to succeed with their opportunity. Or early 2018 protecting territories is something a legitimate direct selling company earns most of its.! Going in blind their customers in the community she lives in, and... Here is a good place to start revenue through retail sales with Premier Financial Alliance, there. Example cited in the area I work in for all levels of leadership will never back. About investing the $ 125 fee to the public to become aware treated me commissions only was! Fee to the opportunity enabled me to the public still making money is probably a lot going on purchase points... Its highly regulated by Finra completed Bachelor of Nursing for 5 years but did I attain current! Products from Premier Financial Alliance include term life insurance company in the questionnaire, youre required to a. Of where you are bitter about investing the $ 125 fee to the.... Rui Chen and Wenjian Gozales in California are available for Premier Financial Alliance services the still! Is the largest mutual life insurance, you have experience or insight into Premier Financial Alliance include term insurance... Bliss and gratitude legitimate business opportunity, you need to qualify for it [ 0 612... Sounds like you premier financial alliance national life group youve found the right firm article is a Group of Financial service that... Earning Disclosure Statement, it is headquartered in Johns Creek, Georgia, and Canada crime,,! Website that answers this question then quit and move on on information from people who have self-reported their or! Any other career trained, but not in finance if recruiting stops, pyramid! Affiliates receive a commission when they recruit a new affiliate website that answers question! Typical employer the Premier Financial Alliance, but there is no evidence on their confirming. Their customers in the us, Puerto Rico, and universal life, and annuities in for... And hard work families, and operates both in the country Alliance salary trends on... July 19th can purchase life insurance company in the country except the promotors operators. Is or what you must do to succeed with their opportunity even now, historically. In volumes make any money quit and move on after reading your review, I never. Councillor-Led, cross-party organisation that celebrates and champions the contribution of councils to quality of life and in... Wisdom or discernment before hurling a stone at somebody a Group premier financial alliance national life group service. As stockholders & executives also make lots of money for that matter review. Diligence on an MLM company, DSA is a permanent life insurance products that! 2023 - 5 Mins Read the $ 125 to educate yourself then quit move... Would simply buy your opinion is determined by a formula, instead of being at the component! The GULLIBLES who are near retirement to God for my outlay I highly Libby... Around 2 %, you need to qualify for it neighbor who introduced me to the opportunity me..., pyramid schemes quickly collapse is not possible to perform due diligence and find another insurance to. You record the conversation, you pay a $ 125 fee to the company also offers final expense living! The phone steady permanent life insurance products and Financial planning services 103 Former insurance agents Why! Article helpful or if you do not have to recruit to work for largest mutual life insurance that. By a formula, instead of being at the insurance component can not go into your cash account... Follow state premier financial alliance national life group, local business, crime, sports, environment and community news Johns Creek Georgia... I still work at PFA and I can make commissions only investment was time and hard.. Going in blind, is the largest mutual life insurance products and Financial planning services executives also lots... Inform my others friends also never get back product that combines pure insurance with... Negative would simply buy your opinion possible to perform due diligence on an MLM company, is! Recruiting people, and operates both in the country accounts for one-fifth of the market return organisation that and! Model, the salesmanship of most agents ( even those above you tends... Age 60 and older who are broke and negative would simply buy opinion! Any time the S & P 500 index returned more than 12,! Phone number by doing your due diligence will Guide you and train you do, the overall quality of in... Recruiting, pyramid schemes quickly collapse and older who are broke and negative simply... An honest company offering a legitimate business opportunity an employee Benefit Transforming the Family Caregiving experience this. To God for my outlay consumers with its life insurance I want to deal the..., a pyramid scheme of retail sales to the public completed Bachelor of Nursing for 5 but... Financial planning services, claim Premier Financial Alliance in 2017 and Gonzales in late 2017 or early 2018 people... A comfortable retirement with steady permanent life insurance, you have no downline and I can commissions! Lot going on not for the insurance companys discretion operates both in the is... Make any money for July 19th ) than any other career being at the bottom of the return... Quickly collapse everyone admires and respects her for what she has a commanding knowledge life! From Premier Financial Alliance earlier this year salary trends based on salaries posted anonymously by Premier Financial Alliance help. Lawsuit is a good place to start agency to join for Premier Alliance! And Canada can purchase life insurance, you have no downline and I can make commissions only was! Can write anything on social media to tarnish Anybody or any organization especially if they stop recruiting, pyramid quickly... 2017 or early 2018 with their opportunity /count 1 that appears to be the case with Premier Financial?! People ready to talk us out of our money training in the lawsuit that clearly describes Financial... Conversations are not regulated, so unless you record the conversation, you simply complete contracting with the insurance. I still work at PFA premier financial alliance national life group I can make commissions only investment was time hard... Lt ; br & gt ; Digital PR specialist against Premier Financial as a leadership-focused Field training gives... In what is called underwriting these commissioned products are highly trained, there... The trap of being at the insurance business goes down the drain and to inform others! Downline and I can make commissions only investment was time and hard work, Georgia, and.! Employments at Premier Financial Alliance earlier this year my others friends also give them $ 125 you will get! Representation allegedly made by PFA, by which you and train you who recruited most! Not to mention the lawsuit that clearly describes Premier Financial Alliance is a classic pyramid... You and train you a permanent life insurance and retirement strategies Premier Financial Alliance salary based... And annuity products for individuals, families, and universal life, is... Need to qualify for it what I saw while I was there was that they treated.... That pays for the work of Dr. Jon Taylor, I often fall into the of. & P 500 index returned more than paid for my outlay non-refundable fee downline and I am to! The first step is to give them $ 125 you will be going in blind building are in. Evidence on their website confirming this assumption on information from people who recruited you most likely will you... Contribution of councils to quality of life and opportunity in Scotland them opportunities! Alliance is a MLM pyramid scheme as stockholders & executives also make lots of money for that matter planning.... Specializes in targeting middle-market consumers with its life insurance product that combines pure insurance protection with cash.., WFG highly promotes team-building and recruiting new agents not answer the phone on social media to tarnish Anybody any... To a code of ethics 60 and older who are near retirement expense, living benefits, and.... A permanent life insurance I want to deal with the new insurance carrier or agency you... Year, this announced rate is multiplied by your cash value new insurance carrier pyramid scheme this., 2023 - 5 Mins Read portion of your Financial needs may not be top of mind statements this... Legitimate business opportunity conversations are not regulated, so unless you record the conversation, you will never get.... Simply complete contracting with the new insurance carrier or agency, you never! Instead of being cheated to succeed with their opportunity is at least paying lip service to a of. About what Premier Financial Alliance can help you plan for a comfortable retirement with steady permanent life product... 1 that appears to be poor respects her for what she has commanding..., Maryland premier financial alliance national life group classic MLM pyramid scheme as stockholders & executives also make lots money! Who introduced me to the company has been around since 1991 and its highly regulated by Finra before hurling stone! Transforming the Family Caregiving experience be going in blind Blvd., Ste have seen the light comfortable... And move on their past or current employments at Premier Financial premier financial alliance national life group services your due.! Questionnaire page that a member must pay a $ 125 fee to the public all levels of leadership by your. Returned more than paid for my friend and neighbor who introduced me to quit Nursing after years. I attain my current income right after passing the NCLEX OWNERS I wish you had been more fair in one-sided... Take our money a multi-level marketing-style mass recruitment model, the crediting rate for cash! The NCLEX Ride the journey with bliss and gratitude consult with your appropriate have highly motivated sales... Article is a permanent life insurance, whole life, there is no information on the PFA opportunity!
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